We have all seen AT&T's new commercials regarding texting and driving. They are a little shocking, and they should be. How conscious are we about our texting while behind the wheel? We have found an article from the Insurance Journal to help with this question. A new study just came out by the University of Michigan which suggests that drivers fall in to two categories regarding texting and driving: the ones who realize they are texting, and ones who do not. The study says that when drivers hear a text cue, such as a message alert, some individuals will unconsciously reach for the phone.

Not convinced? Here is a test below from Car and Driver where two men compared their reaction times while texting and drinking while behind the wheel. Check out the results.

Our suggestion: place the phone in the glovebox. Drive safely!

We are all excited that September starts the beginning of football season. For our purposes, it also marks Life Insurance Awareness Month. Insurancequotes.com has recently conducted a survey regarding life insurance which resulted in some shocking results.

About 2 out of every 5 Americans are currently living without life insurance. Groups that are more likely to go without include those who are young, single, without a college degree, or make less that $35,000 a year. The top reason why life insurance is not a priority? People believe that the cost is too high. This is simply not the case. Term life insurance can be quite inexpensive for some people. Almost half of those surveyed who have purchased life insurance report paying less than $50 a month.

We understand that life insurance can be tricky. According to this survey, thirty-six percent of people don't completely understand their policy. Again, come in to check or update your policy with us. If you don't have any life insurance, we'll be happy to guide you along the way.