1. You've remodeled. We want to make sure that the new bathroom (which doubles as an at home spa) is covered in case something should happen.
2. You've purchased a big ticket item. Items such as televisions or that Valentine's Day jewelry may need extra coverage.
3. You've improved the safety of your home. Who likes discounts? That's what we thought. Safety improvements such as security alarms could give you a discount on your policy.
4. You've had a lifestyle change. People usually have belongings. Kids who move out take their belongings with them. This means less to insure.
5. You've brought Fido or Fluffy home from the pet store. Policies may carry liability coverage for pets in case of litigation.
Once you've updated your policy. Remember to update your home inventory! Check out our post from August 13th.